How to check account balance on First Bank – Checking the amount of your account with First Bank is an essential step in keeping track of your finances. There are various methods available to suit your preferences, whether you like to check your balance via online banking, mobile banking, or in person at an ATM.
You can follow the easy instructions in this article to check your First Bank account balance and keep track of your finances.
Importance of Checking Your First Bank Account Balance
1. Financial Intelligence
Regularly check your account balance enables you to keep tabs on your spending habits and current financial condition.
You can efficiently plan your expenditures and adhere to your budget if you are aware of the amount in your account right now.
3. Fraud Prevention
You can spot any strange transactions and stop fraud by keeping a close eye on your account balance.
4. Eliminate Overdraft Fees
By ensuring that you have enough money to cover your transactions, routinely checking your balance can help you avoid paying expensive overdraft fees.
5. Effective Credit Management
Monitoring your spending patterns and keeping tabs on your account balance might assist raise your credit score and reflect favorably on your credit report.
6. Peace of Mind
In particular when it comes to managing your finances, having regular access to your account balance can help you feel more at ease and less stressed.
7. Transactional Proof
An account balance check can give you a record of all your transactions, which can be helpful for tax purposes or settling disputes with merchants.
8. An increase in cash flow
By routinely reviewing your account balance, you may successfully manage your financial flow and prevent unexpected money shortages.
How To Check Account Balance On First Bank
1. Checking First Bank Account Balance via USSD Code
For individuals who are constantly on the go, using a USSD code to check your First Bank account balance is a quick and practical solution. This technique works with any mobile phone and doesn’t require an internet connection. Here’s how to use a USSD code to check your balance:
- Dial *894# on your mobile phone.
- Wait for the First Bank USSD menu to appear on your screen.
- Select “Account Balance” from the menu options.
- Enter your First Bank account number when prompted.
- Confirm your account number by re-entering it.
- Your account balance will be displayed on the screen.
Your mobile phone provider’s standard SMS or data rates may apply. Prior to attempting to check your balance using a USSD code, always make sure to have your First Bank account number on hand.
2. Checking First Bank Account Balance using UBA Mobile App
One quick and simple method to stay on top of your finances is to check the amount of your First Bank account with the UBA Mobile app. As long as you have an internet connection, you may use the app to check your balance at any time, anywhere. The UBA Mobile app can be used to check your account balance as shown below:
- Download the UBA Mobile app from the App Store or Google Play Store if you haven’t already.
- Open the app and log in to your account using your registered phone number and password.
- Tap on “Accounts” to view your account information.
- Your account balance will be displayed for each linked account.
- To refresh the balance, simply pull down on the screen.
To check your balance, you must link a First Bank account to your UBA Mobile app. You can link a new account by going to the “Accounts” area of the app and choosing “Link New Account” if you haven’t already done so.
3. Checking First Bank Account Balance with an ATM
It’s quick and simple to check the balance of your First Bank account in person at an ATM. Here’s how to use an ATM to check your balance:
- Locate a First Bank ATM. You can find the nearest ATM by using the ATM locator feature on the First Bank website or mobile app.
- Insert your ATM card into the ATM machine.
- Enter your Personal Identification Number (PIN) when prompted.
- Select “Balance Inquiry” from the menu options.
- Your account balance will be displayed on the screen.
Before visiting an ATM to check your balance, be sure to have your ATM card on hand and be familiar with your PIN. Contact the customer service department of First Bank for assistance if you don’t have an ATM card or if you’ve forgotten your PIN.
4. Checking First Bank Account Balance via Online Banking
It’s quick and simple to check the balance of your First Bank account online. This is how:
- Log in to your online banking account.
- Navigate to the “Account Summary” or “Account Details” page.
- Your current balance will be displayed prominently on the page.
- To view transaction history, click on the account in question.
- For more details, you can also download your account statement.
Use the internet banking system or the bank’s toll-free number to get in touch with First Bank customer support if you need any help accessing your account or if you have any other questions.
To sum up, using online banking to rapidly check your First Bank account balance is a straightforward and effective approach. You may simply see your account summary and transaction history if you have an active online banking account. Customer care at First Bank is ready to assist you if you need it. Utilizing internet banking allows you to keep track of account activity and make sure your finances are in order.
Frequently Asked Questions
You can check your account balance on First Bank by logging into your online banking account, using their mobile banking app, calling their customer service hotline, or visiting a local branch.
Yes, you can check your account balance at any First Bank ATM by inserting your card, entering your PIN, and selecting the “balance inquiry” option.
Some services may incur a charge, but checking your account balance at a First Bank ATM or through their mobile app is typically free.
Yes, you can check your account balance by visiting a local branch or by calling the First Bank customer service hotline.
No, you can only view the balance of accounts linked to your online banking profile. To view another account balance, you must have the account holder’s permission or visit a First Bank branch.
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